加拿大本地付款指南

什么是加拿大的金融机构代码和分行代码

在加拿大,我们目前支持EFT方式(Electronic Fund Transactions,电子转账)的CAD本地付款。您在付款时需要提供3位数的金融机构代码(financial insitution number)以及5位数的分行代码(transit number),分别用于指定银行和支行。

在向加拿大发起本地付款前,请您向收款方仔细确认以上信息,并使用正确的格式填写。不准确的信息可能会导致资金付向错误的银行账户,而基于当地清算系统的规则,我们无法保证付错的资金能退回。

除了金融机构代码以及分行代码,您可能会遇到以下两种格式的加拿大本地路由编号(routing number),其中包含金融机构代码和分行代码。请参考我们的说明,从中识别我们要求的付款信息。

  • 9位数格式 0YYYXXXXX: 0开头,随后3位是金融机构代码,最后5位是分行代码。这是EFT系统使用的路由编号。
  • 8位数格式 XXXXX-YYY: 5位分行代码开头,3位金融机构代码结尾,中间由连字符 “-” 连接。这是MICR路由编码,通常用出现在支票等印刷媒介上。

在哪里能找到金融机构代码和分行代码?

上述的金融机构代码(financial institution number)和分行代码(transit number)一般可以在银行的账户证明、支票、官方网站上找到。请参考下面的示例。

支票

当地银行的支票上会印刷账户的3位数金融机构代码(financial institution number)和5位数的分行代码(transit number),如下图。

Cheque_CN.png

银行账户证明

在银行出具的账户证明和报告上,分行代码一般会出现在账户号之前,如下图。

bank_statement_CN.jpg

 

金融机构列表

您也可以参考下表,通过加拿大当地银行的名称查找对应的金融机构编码。

银行名称 金融机构代码
Bank of Montreal 001
Scotiabank (The Bank of Nova Scotia) 002
Royal Bank of Canada 003
The Toronto-Dominion Bank 004
National Bank of Canada 006
Canadian Imperial Bank of Commerce 010
HSBC Bank Canada 016
Canadian Western Bank 030
Laurentian Bank of Canada 039
Bank of Canada 177
Alberta Treasury Branches 219
Royal Bank of Scotland N.V. (Canada Branch) 240
Bank of America, National Association 241
The Bank of New York Mellon 242
Bank of Tokyo-Mitsubishi UFJ (Canada) 245
BNP Paribas (Canada) 250
Citibank Canada 260
Deutsche Bank AG 265
Mega International Commercial Bank (Canada) 269
JPMorgan Chase Bank National Association 270
Korea Exchange Bank of Canada 275
Mizuho Corporate Bank Ltd. Canada Branch 277
UBS Bank (Canada) 290
Société Générale (Canada Branch) 292
State Bank of India (Canada) Alberta 294
Sumitomo Mitsui Banking Corporation of Canada 301
Amex Bank of Canada 303
Industrial and Commercial Bank of China (Canada) 307
Bank of China (Canada) 308
Citizens Bank of Canada 309
First Nations Bank of Canada 310
BofA Canada Bank 311
J.P. Morgan Bank Canada 314
CTC Bank of Canada 315
U.S. Bank National Association 318
Habib Canadian Bank 321
Rabobank Nederland 322
Capital One Bank (Canada Branch) 323
President’s Choice Financial 326
State Street 327
Citibank N.A. 328
Comerica Bank 330
First Commercial Bank 332
HSBC Bank USA National Association 333
Pacific & Western Bank of Canada 334
United Overseas Bank Limited 335
Maple Bank 336
Canadian Tire Bank 338
UBS AG Canada Branch 339
ICICI Bank Canada 340
Bank West 342
Dundee Bank of Canada 343
General Bank of Canada 344
Fifth Third Bank 345
Société Générale (Canada Branch) Ontario 346
Bridgewater Bank 347
The Northern Trust Company Canada Branch 349
DirectCash Bank 352
Jameson Bank 354
Shinhan Bank Canada 355
M&T Bank 357
HomEquity Bank 358
Walmart Canada Bank 359
Barclay’s Bank PLC Canada Branch 360
MonCana Bank of Canada 361
Community Trust Company 507
The Canada Trust Company 509
Laurentian Trust of Canada Inc. 522
Effort Trust Company 532
Investors Group Trust Co. Ltd. 536
Manulife Bank of Canada 540
CIBC Trust Corporation 548
Montreal Trust Company of Canada 550
Sun Life Financial Trust Inc. 551
Peace Hills Trust Company 568
Royal Trust Company 570
Royal Trust Corporation of Canada 580
National Trust Company 590
Royal Bank Mortgage Corporation 592
TD Mortgage Corporation 597
TD Pacific Mortgage Corporation 603
HSBC Mortgage Corporation (Canada) 604
Scotia Mortgage Corporation 606
CS Alterna Bank 608
ING Bank of Canada 614
B2B Bank (formerly B2B Trust) 618
ResMor Trust Company 620
Peoples Trust Company 621
The Equitable Trust Company 623
Industrial Alliance Trust Inc. 625
Manulife Trust Company 626
Household Trust Company 630
Latvian Credit Union Limited 803
Communication Technologies Credit Union Limited 807
Arnstein Community Credit Union Limited 808
Central 1 Credit Union British Columbia 809
All Trans Financial Services Credit Union Limited 810
La Confédération des Caisses Populaires et D’Économie Desjardins du Québec 815
La Fédération des caisses populaires du Manitoba Inc. 819
Central 1 Credit Union Ontario 828
La Fédération des Caisses Populaires de l’Ontario Inc. 829
Airline Financial Credit Union Limited 830
Meridian Credit Union 837
Atlantic Central 839
Dundalk District Credit Union Limited 840
Alterna Savings and Credit Union 842
Goderich Community Credit Union Limited 844
Ontario Civil Service Credit Union Limited 846
Concentra Financial Services Association 853
Golden Horseshoe Credit Union Limited 854
La Fédération des Caisses Populaires Acadiennes Limitée 865
Credit Union Central of Manitoba Limited 879
Credit Union Central of Saskatchewan 889
Alliance des caisses populaires de l’Ontario Limitée 890
Credit Union Central Alberta Limited 899

 

分享此文章

这篇文章有帮助吗?

0 人中有 0 人觉得有帮助

还有其它问题?提交请求