Yield allows customers to earn competitive returns on multi-currency funds.
Airwallex Yield facilitates investment into a portfolio of market-leading, AAA-rated money market funds (such as those issued by JP Morgan Asset Management). These funds historically provide stable returns that follow respective currencies’ benchmark interest rates. They are frequently used by businesses as substitutes for or complements to bank-provided savings accounts.
There are no restrictions on withdrawing or adding funds, and funds generally settle to and from your Yield balances within 2 business days. There is no ongoing minimum balance requirement.
Airwallex Yield is a discretionary account management service provided by Airwallex Capital Hong Kong Limited (CE Number: BUL570), which is licensed by the Hong Kong Securities and Futures Commission to provide asset management services.
What is a money market fund?
A money market fund is a fund that invests in a range of highly liquid, diversified and low risk assets. Assets in money market funds typically include cash and cash-like investments with short maturities and high ratings such as certificates of deposit, US Treasury bonds and commercial paper.
What is a unit?
A unit represents a portion of a fund's underlying assets. A unit in the Yield portfolio is purchased via a deposit
What Currencies am I able to earn a return on?
| CCY | Current Yield (p.a.) | As of (Date) |
| USD | 4.00% | 2 June 2025 |
| GBP | 3.89% | 2 June 2025 |
| EUR | 1.83% | 2 June 2025 |
| HKD | 1.37% | 2 June 2025 |
The current yield reflects the performance of an investment in the JPMorgan Money Fund over the seven day period ending on the as of date, which is then annualised:
- the current yield does not represent an actual one-year return; and
- the assumptions involved in the calculation of the current yield are hypothetical.
Past performance is not indicative of future results. All investments carry risk. See the fee schedule for more information.
What does Airwallex Yield actually invest in?
Airwallex Yield facilitates your investment into market-leading, AAA-rated money market funds (such as from JP Morgan Asset Management). These funds historically provide stable returns in line with their respective currencies’ central bank interest rates. They are frequently used by businesses as substitutes for or complements to bank-provided savings accounts.
How is Airwallex Capital Hong Kong Limited licensed and regulated?
Airwallex Capital Hong Kong Limited (Airwallex Capital) is licensed in Hong Kong for the Type 4 (advising in securities) and Type 9 (asset management) regulated activities by the Hong Kong Securities and Futures Commission (Central Entity Number: BUL570).
Pursuant to the Securities and Futures (Client Money) Rules, funds and investments in your Yield account are held in a segregated client account with a Hong Kong bank. Your funds and investments are held separately from assets of Airwallex Capital.