What is Airwallex Yield?
- Airwallex Yield gives you a simple way to invest your idle cash in money market funds which are considered to be low-risk. You can invest EUR, GBP and USD balances and start earning returns on your money.* You can choose to withdraw your funds from Yield at any time, with funds settling into your cash balances in your Airwallex account.
- If you choose to withdraw money or deposit money into Yield before the cutoff time, your transaction will normally settle to your cash balance the next business day. To find out more about cutoff times, see “When Do I get my Money.”
- Yield is an investment service, not a deposit or savings account. Your capital is at risk. The value of your investment can go down as well as up, and returns are not guaranteed.
How does Yield work and what returns could I earn on my Yield balance?
- Through Airwallex Yield, customers can earn returns on EUR, GBP and US dollars in money market funds, which are considered to be low-risk. Click here to view the latest returns. A money market fund is a fund that invests in a diverse range of highly liquid, diversified and low risk assets. These funds are designed to be a safe, stable, and liquid investment option for money.
- Airwallex Yield invests in JPMorgan Liquidity Funds – EUR or GBP or USD Liquidity LVNAV Fund, which have historically tracked local cash interest rates for the region.
*Yield is not a savings or deposit product. All investments involve risks, including the possible loss of the principal amount invested. The value of your investment can go down as well as up. Past performance is not a reliable indicator of future results. Investments in the Yield product are not protected by the Dutch Deposit Guarantee Scheme. In the event that Airwallex Capital (Netherlands) B.V. is unable to meet its obligations, investors may be eligible for compensation under the Dutch Investor Compensation Scheme (Beleggerscompensatiestelsel), subject to applicable limits and eligibility criteria.
Who can use Airwallex Yield?
Any existing client of Airwallex Netherlands who is domiciled in the EEA can apply to open a Yield account. You will need to have an Airwallex wallet in the currency you want to invest into.
Please note that only an account owner can open Yield. Once onboarding is completed, any user with Yield wallet permissions can view and complete transactions.
What currencies can I invest?
- You can invest in EUR, GBP and USD.
What are the fees to invest through Yield?
Please click here to read the Airwallex EEA Yield Fee Schedule.
This FAQ is a marketing communication under MiFID II. It is not investment advice or a personal recommendation. Information is provided for general purposes only and may change without notice.
The Yield product is an investment service provided by Airwallex Capital (Netherlands) B.V., which is licensed as an investment firm and regulated by the Netherlands Authority for the Financial Markets (AFM) with AFM licence number 14006498.
Access to the Yield product requires customers to hold and maintain an account with Airwallex (Netherlands) B.V., which is authorised as an electronic money institution and supervised by De Nederlandsche Bank. If your Airwallex account is closed or suspended, access to the Yield product will no longer be available. Staff of Airwallex (Netherlands) B.V. may be remunerated in connection with the distribution of the Yield product. Airwallex has policies and procedures to identify and manage potential conflicts of interest. Further information is available upon request.