Accounting routing description

Australia

BSB

A BSB (Bank-State-Branch) number is a 6-digit numerical code used to determine a specific bank branch in Australia for domestic payments. We require this code in order to complete the transfer. The BSB number is formed by bank code (first two digits), state (the third digit) and branch code (last three digits).

You may obtain the BSB code from the beneficiary bank's website.  Links to the four largest Australian bank websites are provided below for your reference. 

Westpac bank

ANZ

Commonwealth Bank of Australia

NAB

 

BPAY

BPAY is an electronic bill payment system in Australia which enables payments to be made to organisations which are registered BPAY billers. We can facilitate payment of tuition fees via BPAY. You are required to enter a biller code and reference number.

Bpay.jpg

 

United States of America

ABA

The ABA routing number is a 9-digit identification number assigned to financial institutions by the American Bankers Association (ABA). This number identifies the financial institution upon which a payment is drawn. Routing numbers are sometimes referred to as check routing numbers, ABA numbers or routing transit numbers (RTN). Routing numbers may differ depending on the state in which the beneficiary account was opened and the type of transaction being made.

You may obtain the ABA number from the beneficiary bank's website.  Links to several bank websites are provided below for your reference. 

Bank of America

Wells Fargo

Chase

Citi Bank

US Bank NA

PNC Bank

TD Bank

Regions Bank

 

China

CNAPS

The CNAPS (China National Advanced Payment System) code for the recipient bank is twelve digits long and may start with the code word C/N that identifies the Recipient Bank in China. The CNAPS code constitutes a 3 digit bank code, 4 digit city code, 4 digit branch code and 1 digit verification code.

Sample:

 

Bank code

You may also use bank code and area code to make a local payment to a beneficiary in China.

China bank code is a 3-digit code to identify the beneficiary bank.  Area code (CN) is a 4-digit code to identify the city in which the beneficiary bank is located.  You may find the bank code and area code from below links.

CN bank code list.pdf

 

 

United Kingdom 

Sort code

Sort code is a six-digit number, usually formatted as three pairs of numbers, for example 12-34-56. It identifies both the bank and the branch where the beneficiary account is held. In some cases, the first digit of the sort code identifies the bank itself and in other cases the first two digits identify the bank.  

 

Japan 

Zengin Code

The Zengin Code is a unique number used in Japan to identify banks and branches for domestic certain domestic payments. The Zengin code for a bank company comprises 4 digits, with 3 more digits added to identify the branch. You may find the Zengin code via the following link.

Zengin code list.pdf

 

Singapore

Bank code

Singapore bank code is a 7-digit code to identify banks, which combine a 4-digit bank code and a 3-digit branch code. You may find the bank code via the below link or via the beneficiary bank's website.

Singapore bank list.pdf

 

Hong Kong

Bank code

HK bank code is a 3-digit local clearing code to identify HK banks. You may find the bank code from below link. Entering the branch code in the front of the beneficiary's account number assists to locate the beneficiary bank accurately.

HK bank code list.pdf

 

Canada

Routing number

Routing number is a term for bank codes in Canada, usually have two formats in different use. Electronic Fund Transactions (EFT) routing number contains nine numerical digits with the leading 0 (0YYYXXXXX), this is used for online transfer.
The MICR Number contains eight numerical digits with a dash between the fifth and sixth digit (XXXXX-YYY), this is used in cheque processing. For both format of routing number has XXXXX represents the branch number and YYY is the financial institution number (bank number). Usually, the routing number can be found on the chequebook and internet banking.

 

 

Europe

IBAN

An IBAN is an international bank account number created by the European Committee for Banking Standards (ECBS). It comprises a country code, bank code, and account number. Most accounts in Europe have an IBAN.

Countries

IBAN Beginning(country code)

Length

Austria

AT

20

Belgium

BE

16

Bulgaria

BG

22

Croatia

HR

21

Cyprus

CY

28

Czech Republic

CZ

24

Denmark

DK

18

Estonia

EE

20

Finland

FI

18

France

FR

27

Germany

DE

22

Gibraltar

GI

23

Greece*

GR

27

Hungary

HU

28

Iceland

IS

26

Ireland

IE

22

Italy

IT

27

Latvia

LV

21

Liechtenstein

LI

21

Lithuania

LT

20

Luxembourg

LU

20

Malta

MT

31

Monaco

MC

27

Netherlands

NL

18

Norway

NO

15

Poland

PL

28

Portugal

PT

25

Romania

RO

24

San Marino

SM

27

Slovakia

SK

24

Slovenia

SI

19

Spain

ES

24

Sweden

SE

24

Switzerland

CH

21

UK

GB

22

 

SWIFT

 

Swift code

Swift code consists of 8-11 characters used to identify a specific bank in an international transaction. It is used to identify banks worldwide

It is formed by bank code (four characters), country code (two characters), location code (two numbers or characters) and branch code (three numbers or characters). 

You may find the SWIFT code of the beneficiary bank via the below link.

Swift code search

Sample:

 

 

 

Powered by Zendesk