How is Airwallex licensed and regulated?

This article details how Airwallex is licensed and regulated in each of its regions (Australia, Canada, China, Hong Kong, Lithuania, Malaysia, New Zealand, Singapore, The Netherlands, United Kingdom, and United States)

Airwallex is duly licensed and registered as stated within each jurisdiction:

Australia

Airwallex Pty Ltd is licensed by the Australian Securities and Investments Commission (ASIC) with Australian Financial Services Licence (AFSL license number 487221). 

Our second entity in Australia (Airwallex Capital Pty Ltd) is regulated by the Australian Securities and Investments Commission (ASIC) with Corporate Authorised Representative (CAR) number 001304702 of AFSL number 502758.

Both Airwallex Pty Ltd and Airwallex Capital Pty Ltd are registered with the Australian Transactions Report & Analysis Centre (AUSTRAC) and form part of the same Designated Business Group (DBG).

Canada

Airwallex (Canada) International Payments Ltd is registered as a Money Service Business (MSB) at the federal level with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (registration number M19395067) in Canada. Airwallex (Canada) International Payments Ltd is also licensed at a state level in Québec as a Money Services Business licensee (license number 14460) and is registered by the Revenu Québec

China

Guangzhou Shangwutong Network Technology Co., Ltd. is licensed in the People’s Republic of China as a payment company with permission to conduct internet payment services under a license issued by the People’s Bank of China (license number Z2025844000016).

Hong Kong

Airwallex (Hong Kong) Ltd is licensed in Hong Kong as a Money Service Operator by the Hong Kong Customs and Excise Department (license number 16-09-01929).

UniCard Solution Ltd, a member of the Airwallex Group, is licensed in Hong Kong as a Stored Value Facility licensee (license number SVF0009) and is regulated by the Hong Kong Monetary Authority (HKMA). Customer funds are safeguarded as required by HKMA. 

Lithuania

AWX Lithuania, UAB (Republic of Lithuania code of legal entity no. 305697289) is licensed in Lithuania as an electronic money institution with licence no. 88, issued on 6 October 2021 by the Bank of Lithuania (Lietuvos Bankas, the BoL). AWX Lithuania, UAB has passported its license throughout the European Economic Area, permitting it to issue electronic money and offer regulated payment services across the European Economic Area. Customer funds are safeguarded as required by the BoL.

Malaysia

Airwallex (Malaysia) Sdn Bhd is licensed in Malaysia as a MSB Class B (remittance business only) licensee and is regulated by Bank Negara Malaysia (license number 00318).

The Netherlands (European Economic Area)

Airwallex (Netherlands) B.V. is licensed in the Netherlands as an electronic money institution (elektronischgeldinstelling) and is supervised by the Dutch Central Bank (De Nederlandsche Bank) (Relation number R179622). Airwallex (Netherlands) B.V. has passported its license throughout the European Economic Area, permitting it to issue electronic money and offer regulated payment services across the European Economic Area. In accordance with Dutch law, customer funds are safeguarded by a separate customer funds foundation acting as custodian (Airwallex Netherlands Stichting). 

New Zealand

Airwallex (New Zealand) Ltd is registered as a Financial Service Provider on the New Zealand Financial Service Provider Register (NZ FSPR number FSP1001602).  

Singapore

Airwallex (Singapore) Pte. Ltd. is licensed in Singapore as a Major Payment Institution (license number PS20200541) and is regulated by the Monetary Authority of Singapore (MAS). Customer funds are safeguarded as required by MAS. 

United Kingdom

Airwallex (UK) Ltd is licensed in the UK as an electronic money institution by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (license number 900876). Customer funds are safeguarded as required by the FCA.

United States

Airwallex US, LLC is licensed or otherwise authorized to act as a money transmitter in the United States jurisdictions listed here. Residents of certain states may have specific rights related to concerns or complaints about our services; information can also be found on the abovementioned link. To view the state licenses, click on the license type for the corresponding state.

If you would like more information, please get in touch with our Support team.

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