This article details how Airwallex is licensed and regulated in each of its regions (Australia, Brazil, Canada, China, Hong Kong, Japan, Lithuania, Malaysia, Mexico, New Zealand, Singapore, The Netherlands, United Kingdom, and United States)
Airwallex is duly licensed and registered as stated within each jurisdiction:
Australia
Airwallex Pty Ltd is licensed by the Australian Securities and Investments Commission (ASIC) with Australian Financial Services Licence (AFSL) number 487221.
Our second entity in Australia (Airwallex Capital Pty Ltd) is licensed by the Australian Securities and Investments Commission (ASIC) with Australian Financial Services Licence (AFSL) number 549026.
In addition, Airwallex SVF Pty Ltd has been appointed as a corporate authorised representative (“CAR”) under Airwallex Pty Ltd’s AFSL, with CAR number 001313604.
Airwallex Pty Ltd, Airwallex SVF Pty Ltd and Airwallex Capital Pty Ltd are registered with the Australian Transactions Report & Analysis Centre (AUSTRAC) and form part of the same Designated Business Group (DBG).
Brazil
AWX Brasil Instituição de Pagamento Ltda. is authorized by the Banco Central do Brasil (Central Bank of Brazil) to function as a payment institution. This license allows Airwallex to provide services related to post-payment instruments, payment transaction initiation, e-money issuance, and acquiring.
Canada
Airwallex (Canada) International Payments Ltd is registered as a Money Service Business (MSB) at the federal level with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (registration number M19395067) in Canada. Airwallex (Canada) International Payments Ltd is also licensed at a state level in Québec as a Money Services Business licensee (license number 14460) and is registered by the Revenu Québec.
China
Guangzhou Shangwutong Network Technology Co., Ltd. is licensed in the People’s Republic of China as a payment company with permission to conduct internet payment services under a license issued by the People’s Bank of China (license number Z2025844000016).
Hong Kong
Airwallex (Hong Kong) Ltd is licensed in Hong Kong as a Money Service Operator by the Hong Kong Customs and Excise Department (license number 16-09-01929).
UniCard Solution Ltd, a member of the Airwallex Group, is licensed in Hong Kong as a Stored Value Facility licensee (license number SVF0009) and is regulated by the Hong Kong Monetary Authority (HKMA). Customer funds are safeguarded as required by HKMA.
Airwallex Capital Hong Kong Limited is licensed in Hong Kong for the Type 4 (advising in securities) and Type 9 (asset management) regulated activities by the Hong Kong Securities and Futures Commission (SFC) (Central Entity Number: BUL570).
Japan
Airwallex Japan K.K. is registered in Japan as an Electronic Payment Service Operator (電子決済等代行業) with registration no. 119 , issued on September 4, 2023, regulated by the Financial Service Agency (金融庁). It is also registered as a Business Operator handling Credit Card Numbers (クレジットカード番号等取扱契約締結事業者) with registration no. 175, issued on November 14, 2023 , regulated by the Ministry of Economy, Trade and Industry (経済産業省).
Lithuania
AWX Lithuania, UAB (Republic of Lithuania code of legal entity no. 305697289) is licensed in Lithuania as an electronic money institution with licence no. 88, issued on 6 October 2021 by the Bank of Lithuania (Lietuvos Bankas, the BoL). AWX Lithuania, UAB has passported its license throughout the European Economic Area, permitting it to issue electronic money and offer regulated payment services across the European Economic Area. Customer funds are safeguarded as required by the BoL.
Malaysia
Airwallex (Malaysia) Sdn Bhd is licensed in Malaysia as a MSB Class B (remittance business only) licensee (Licence no. 00456) and a Merchant Acquirer licensee, regulated by Bank Negara Malaysia (BNM).
Mexico
MexPago Transacciones, S.A.P.I. de C.V. (MexPago), a member of the Airwallex Group, is licensed in Mexico as an Institución de Fondos de Pago Electrónico (IFPE) by the Comisión Nacional Bancaria y de Valores (CNBV).
The Netherlands (European Economic Area)
Airwallex (Netherlands) B.V. is licensed in the Netherlands as an electronic money institution (elektronischgeldinstelling) and is supervised by the Dutch Central Bank (De Nederlandsche Bank) (Relation number R179622). Airwallex (Netherlands) B.V. has passported its license throughout the European Economic Area, permitting it to issue electronic money and offer regulated payment services across the European Economic Area. In accordance with Dutch law, customer funds are safeguarded by a separate customer funds foundation acting as custodian (Airwallex Netherlands Stichting).
New Zealand
Airwallex (New Zealand) Ltd is registered as a Financial Service Provider on the New Zealand Financial Service Provider Register (NZ FSPR number FSP1001602).
Singapore
Airwallex (Singapore) Pte. Ltd. is licensed in Singapore as a Major Payment Institution (license number PS20200541) and is regulated by the Monetary Authority of Singapore (MAS). Customer funds are safeguarded as required by MAS.
Airwallex Capital (Singapore) Pte. Ltd. is licensed in Singapore as a Capital Markets Services License holder (license number CMS101830) and is regulated by MAS
United Kingdom
Airwallex (UK) Ltd is licensed in the UK as an electronic money institution by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (license number 900876). Customer funds are safeguarded as required by the FCA.
United States
Airwallex US, LLC is licensed or otherwise authorized to act as a money transmitter in the United States jurisdictions listed here. Residents of certain states may have specific rights related to concerns or complaints about our services; information can also be found on the abovementioned link. To view the state licenses, click on the license type for the corresponding state.