What is Airwallex Yield?
- Airwallex Yield gives you a simple, low-risk way to invest your idle cash. You can invest both your SGD and USD balances and start earning returns instantly.* You can withdraw your funds from Yield at any time, with funds settling into your cash balances in your Airwallex account.
- If you choose to withdraw money or deposit money into Yield before the cutoff time, your transaction will normally settle to your cash balance the next business day. To find out more about cutoff times, see “When Do I get my Money.”
*Yield is not a savings or deposit product. Investments involve risks, including the possible loss of the principal amount invested. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you.
How does Yield work and what returns could I earn on my Yield balance?
- Through Airwallex Yield, customers can earn returns on both Singapore and US dollars in low-risk money market funds (up to 4.11% for USD and up to 1.48% for SGD)*.. A money market fund is a fund that invests in a range of liquid, low-risk assets. Assets in money market funds typically include cash and cash-like investments with short maturities and high ratings, such as certificates of deposit, treasury bills and commercial paper.
- The returns reflect the performance of an investment in the underlying fund¹ over the 7 calendar day period for USD, and 5 business day period for SGD, ending on the date stated, which is then annualised. Past performance is not indicative of future results. All investments carry risk.
1 Underlying funds for USD is Goldman Sachs US$ Standard VNAV Fund, Institutional Class and for SGD is Fullerton SGD Cash Fund Class A
*Indicative rate is based on the historical annualized rate of the underlying funds as of 2 September,2025, net of Airwallex fees. Click here to learn more. Yield is not a savings or deposit product. Investments involve risks, including the possible loss of the principal amount invested. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you.
Who can use Airwallex Yield?
Any existing client of Airwallex Singapore can apply to open a Yield account. You will need to have an Airwallex wallet in the currency you want to invest into.
Please note that only the account owner can open Yield. Once onboarding is completed, any user with Yield wallet permissions can view & complete transactions.
What currencies can I invest?
- You can invest in Singapore and US Dollars.
What are the fees to invest through Yield?
Please click here to read the Airwallex Singapore Yield Fee Schedule.
***This information is for general guidance only and does not constitute tax advice. Tax treatment, including GST and input tax claims, depends on your individual circumstances and current tax laws. Airwallex does not provide tax advice; please consult a qualified tax professional for your specific situation.
Airwallex Capital (Singapore) Pte. Ltd. (“Airwallex Capital”) is a company incorporated under the laws of Singapore with Unique Entity Number 202346393C 101830. Airwallex Capital is a Capital Markets Services License holder under the Securities and Futures Act 2001 by the Monetary Authority of Singapore (License No. CMS101830). The MAS has not reviewed this information. For more details, you can refer to the MAS website here.