This article explains key differences and use-cases for the two types of cards offered by Airwallex - Company Cards and Employee Cards.
Availability
Company and Employee Cards are subject to availability depending on your business registration location. See What features and products are available in my registered business location? for the complete list of available Card features in your region.
To guide your decision on which type of card is best for your use case, see below:
| Features | Company Cards | Employee Cards |
| Use Case | Company cards are good for business purchases that are typically made online and on behalf of the entire company or specific teams and departments. This could include purchases such as software subscriptions, office supplies, supplier payments, and marketing expenses. | Employee cards are great for individual employee purchases either made online or in person. This could include travel expenses like airfare or hotels and incidental purchases like coffee or snacks. |
| Form | Virtual only |
Virtual Physical Digital Wallet: Google Pay and Apple Pay |
| Users Access |
Users with View permissions under All cards can see all company cards and their card details. Company cards can also be securely shared with up to 3 contacts. Card contacts can receive a 2FA notification to authorise a transaction (for Visa 3DS). |
Each employee card is assigned to one employee. Employees are able to view card details, view transactions and freeze the card. Employees can unfreeze their own card, unless it has been frozen by an admin. Users with Issue/manage permissions under All cards can manage limits, freeze, unfreeze and cancel all employee cards. |
| Name on Card | Airwallex Account Business Name | Individual Employee Name |
| Pin Code | N/A - not required for virtual cards | Pin required - can be found in card details on the Airwallex app |
| Apple Pay & Google Pay | No - not compatible | Yes - Compatible (Apple Pay, Google Pay) |
For how to create a Company or Employee card, see How do I create a card.