Please note this feature is currently available to United States based customers only
To make it easier for you to top-up funds to your Airwallex wallet - you can link your United States bank account to Airwallex. This allows you to withdraw funds from your other bank account into Airwallex via direct debit all within the Airwallex platform.
How long does it take?
If you are issuing a direct debit from your bank account to top up the wallet, funds typically take 2 - 4 business days to become available in your wallet balance. The variance in settlement time depends on the local direct debit scheme rule and the cutoff time.
Initiating an ACH direct debit in the United States
It usually takes 2 - 3 business days for Airwallex to confirm the fund settlement result from Automated Clearing House (ACH) before we can reflect the direct debit amount in your wallet. It could take up to 4 business days for the funds to arrive.
- If you requested the direct debit on a weekday before 9:30 AM CST, the earliest settlement time is 2 business days from the time of direct debit creation.
- If you requested the direct debit on a weekday after 9:30 AM CST, the direct debit will be initiated on the next business day. The funds could reach your wallet as soon as 2 business days after that.
- If you requested the direct debit on a weekend, the direct debit will be initiated on the following business day. The funds could reach your wallet as soon as 2 business days after that.
The below illustration shows the timeline in business days from the time (T) that an ACH direct debit is initiated from Airwallex WebApp.